Comparison
UnitFull vs Storable Payments
Same Stripe rails. No markup. No annual PCI compliance surcharge.
Transparent payment processing without the hidden fees
Feature comparison
| Feature | UnitFull | Storable Payments |
|---|---|---|
| ACH bank transfer processing UnitFull passes through Stripe ACH at 0.8% capped at $5. Storable ACH has additional fees. | ✓ | ~ |
| Card processing (Visa, MC, Amex) | ✓ | ✓ |
| Transparent published rate card Storable Payments rates require a sales call. UnitFull rates are on the pricing page. | ✓ | ✗ |
| No per-facility markup Storable adds a per-facility markup on top of interchange. | ✓ | ✗ |
| PCI-DSS: card data off your servers | ✓ | ✓ |
| NACHA-compliant ACH authorization UnitFull captures and stores NACHA-required authorization on every ACH debit. | ✓ | ~ |
| Annual PCI compliance surcharge Storable charges $95–$120/yr per facility for PCI compliance. UnitFull does not. | ✗ | ✓ |
| Autopay enrollment via tenant portal Storable Payments requires a separate portal account. | ✓ | ~ |
| Failed payment retry logic | ✓ | ~ |
| Integrated with FMS delinquency workflow Storable Payments is a separate product from storEDGE/SiteLink FMS. | ✓ | ~ |
ACH bank transfer processing
UnitFull passes through Stripe ACH at 0.8% capped at $5. Storable ACH has additional fees.
Card processing (Visa, MC, Amex)
Transparent published rate card
Storable Payments rates require a sales call. UnitFull rates are on the pricing page.
No per-facility markup
Storable adds a per-facility markup on top of interchange.
PCI-DSS: card data off your servers
NACHA-compliant ACH authorization
UnitFull captures and stores NACHA-required authorization on every ACH debit.
Annual PCI compliance surcharge
Storable charges $95–$120/yr per facility for PCI compliance. UnitFull does not.
Autopay enrollment via tenant portal
Storable Payments requires a separate portal account.
Failed payment retry logic
Integrated with FMS delinquency workflow
Storable Payments is a separate product from storEDGE/SiteLink FMS.
Pricing at scale
UnitFull
$3,500/mo
5 facilities, 2,500 units, 500 txns/facility
All features included. No add-ons.
Storable Payments
$3,500 /mo
$3,500/mo (2.9% blended on $120K/mo collections) — plus annual PCI surcharge per facility
Source: MARKETING_PRICING_DATA.md §3
The real difference is in the details
On the surface, Storable Payments and UnitFull’s payment processing look similar. Both run on Stripe infrastructure. Both handle card and ACH. Both handle autopay enrollment.
The gap is in what each charges on top of that infrastructure.
ACH is where it matters most
Storable Payments charges 2.9% on all transactions — including ACH bank transfers. Stripe ACH is priced at 0.8% (capped at $5 per transaction). UnitFull passes that rate through directly, with no markup.
At 5 facilities collecting $120,000/month in rent:
- 40% ACH mix = $48,000/mo in ACH volume
- Storable at 2.9%: ~$1,392/mo on ACH
- UnitFull at 0.8% capped: ~$384/mo on ACH (assuming ~$96 avg transaction, so cap rarely applies)
- Difference: ~$1,000/mo, or ~$12,000/year
That’s not a rounding error.
The PCI surcharge you might not be tracking
Storable charges $95–$120 per facility per year for PCI compliance. At 5 facilities, that’s $475–$600/year. It’s a small number, but it’s a fee that exists solely because Storable adds it. UnitFull has no PCI compliance surcharge. Card data never touches UnitFull servers — it goes to Stripe directly — so there’s nothing to certify.
One product, not two
The subtler cost is operational: Storable Payments is a separate product from storEDGE and SiteLink. That means separate logins, separate support lines, and a delinquency workflow that has to bridge two systems. UnitFull’s payment layer is the same system as the FMS — delinquency triggers, failed payment retries, and gate overlocks all operate in one data model.
See all UnitFull features at /features, or review the full pricing breakdown at /pricing.
Common questions
At 2.9% blended, yes — the headline rate is similar. The differences are in ACH: UnitFull passes through Stripe ACH at 0.8% (capped at $5). If 40% of your tenants pay by ACH, that's a meaningful gap. Also: UnitFull has no annual PCI surcharge per facility.
UnitFull: Stripe ACH at 0.8%, capped at $5 per transaction. Storable Payments charges above interchange on ACH. For a facility with high ACH mix, the savings add up quickly — roughly $600/mo at 40% ACH on a $120K/mo rent roll.
Card data never touches UnitFull's servers — it goes directly to Stripe. UnitFull is PCI-DSS SAQ A compliant. There is no annual per-facility PCI surcharge. Your Stripe account inherits Stripe's PCI compliance posture.
Last verified: May 12, 2026 · Pricing data sourced from MARKETING_PRICING_DATA.md