Comparison
UnitFull vs Cubby
Where the difference is real: native per-state lien compliance vs partner-rented collections.
Built-in vs bolted-on — where it actually differs: lien & collections
Last reviewed: July 7, 2026
Feature comparison
| Feature | UnitFull | Cubby |
|---|---|---|
| AI voice agent Cubby's AI voice is shipped today. UnitFull's AI voice is on the roadmap — it will run natively on the platform (target September 2026). | ROADMAP · SEPT 2026 | ✓ |
| FMS (unit management, leases, delinquency) | ✓ | ✓ |
| Revenue management (dynamic pricing) Native on both — Cubby's ML pricing and UnitFull's Pricing Intelligence. | ✓ | ✓ |
| Integrated payment processing Cubby's processing model is unconfirmed — we haven't verified it. UnitFull uses Stripe directly at published rates. | ✓ | ? |
| Fully native stack (no partner-rented components) Cubby's voice, pricing, and e-commerce are native; lien/collections run via partners (Ai Lean / Late2Lien) and accounting is unconfirmed. UnitFull builds the whole loop natively. | ✓ | ~ |
| Transparent published pricing Cubby pricing is not publicly listed. | ✓ | ✗ |
| Self-serve signup / free trial | ✓ | ✗ |
| State lien-law automation UnitFull: native, per-state rules with an auction fail-safe. Cubby: via partners (Ai Lean / Late2Lien). | ✓ | ~ |
| Accounting UnitFull: built-in accounting with QuickBooks sync (Beta). Cubby: unconfirmed. | ✓ | Unconfirmed |
| Onboarding at 1–3 facilities | Founder-led | — |
| Billing-linked gate lockout | ✓ | ✓ |
| Mobile-first operator UI | ✓ | ✓ |
| Tenant portal (web + mobile) | ✓ | ✓ |
AI voice agent
Cubby's AI voice is shipped today. UnitFull's AI voice is on the roadmap — it will run natively on the platform (target September 2026).
FMS (unit management, leases, delinquency)
Revenue management (dynamic pricing)
Native on both — Cubby's ML pricing and UnitFull's Pricing Intelligence.
Integrated payment processing
Cubby's processing model is unconfirmed — we haven't verified it. UnitFull uses Stripe directly at published rates.
Fully native stack (no partner-rented components)
Cubby's voice, pricing, and e-commerce are native; lien/collections run via partners (Ai Lean / Late2Lien) and accounting is unconfirmed. UnitFull builds the whole loop natively.
Transparent published pricing
Cubby pricing is not publicly listed.
Self-serve signup / free trial
State lien-law automation
UnitFull: native, per-state rules with an auction fail-safe. Cubby: via partners (Ai Lean / Late2Lien).
Accounting
UnitFull: built-in accounting with QuickBooks sync (Beta). Cubby: unconfirmed.
Onboarding at 1–3 facilities
Billing-linked gate lockout
Mobile-first operator UI
Tenant portal (web + mobile)
Wired together — never walled in.
One wired system doesn’t mean lock-in: your data is yours, free to export any day.
- Open API
- Free export
- Bring your own processor
Two capable platforms — one decisive gap
Cubby’s headline is their AI voice agent, and it’s a genuine differentiator in a category where most FMS products still recommend you answer the phone yourself. That’s a real feature solving a real problem — every unanswered call is a potential move-in lost.
UnitFull’s AI voice is on the roadmap (target September 2026) — and because it will be wired into the platform, ours is built to transact against the live ledger: it will quote live availability and rates, reserve a unit, and text a secure payment link, not just route and record. The deeper difference between the two products is narrower than the usual platform-wars framing — and it sits in lien & collections.
Built-in vs bolted-on — where it actually differs
Credit where due: Cubby builds most of its stack natively — the AI voice, the ML pricing, and the e-commerce rental flow are theirs. The bolted-on piece is the one that carries the most legal weight: lien and collections run via partners (Ai Lean / Late2Lien), and accounting is unconfirmed.
That matters because lien work is where a workflow mistake becomes a voided sale. When your delinquency state lives in one system and your lien compliance lives in a partner’s, every notice, deadline, and auction gate crosses a data boundary — and when something goes wrong, you’re debugging two vendors’ systems mid-lien.
UnitFull builds that loop natively on one ledger — we call it OneLedger. Delinquency, per-state lien rules, notices, and the auction fail-safe are the same system as billing and access. For some operators Cubby’s partner model is a fine trade; if per-state lien compliance is the part that keeps you up at night, native is the difference.
And our price is public
There’s one more difference worth naming: UnitFull publishes its pricing, right on the pricing page. Cubby’s is demo-gated — you book a call to learn what it costs. We’d rather show you the number up front.
For operators who want one thing that handles everything
If your goal is to reduce vendor count and have one support line to call when something breaks, the integrated model is the answer. UnitFull’s free trial is self-serve — see for yourself before committing.
Explore the full feature set at /features. Review pricing at /pricing.
Common questions
Does UnitFull have AI voice like Cubby?
Not yet — AI voice is on the roadmap for the Premium tier (target September 2026), while Cubby's is shipped today. UnitFull's will answer inbound calls 24/7, quote live availability and rates, reserve and hold a unit, text the caller a secure payment link, and take a message or book a callback — transferring to a human for anything outside its scope. It will not open gates, update cards, or service account balances by voice.
How does UnitFull's mobile experience compare to Cubby?
UnitFull's operator tools are mobile-friendly — they work on any phone with nothing to download from an app store. Unit status, lock checks, walk-up move-ins, remote overlock: all available on mobile, with key checks available offline.
See our published pricing at /pricing.